Americans are drowning in excessive credit card debt! Most of your credit cards average around 18% to 22% interest. If you are only making the minimum payments each month, you really will be paying about 80% to 85% interest every month. This is how the credit card companies get you. A typical credit card of $5000.00 has a minimum payment schedule of $100.00. However the finance charge at 18% is around $83.00 -- so only $17.00 is being applied to the principal.

At that rate it will take you 294 months (24+ years) to pay off this card, with a total pay out of approximately $29,500.00!

If you're struggling with keeping up with you payments, then we can help! We can reduce the monthly payments and interest charges on your credit cards, medical bills, personal loans, and other unsecured debts.

AmeriFirst will set up and establish a new payment plan with your creditors that suspends your original terms in favor of a plan that will help you get out of debt by lowering or eliminating your original interest rates. Your monthly bills will be consolidated into on affordable monthly payment. All late fees and over-limit fees will be waived. We handle any creditor and collection agency phone calls you may be currently experiencing.

By significantly reducing the interest, you will drastically cut down your pay off time from 15-20 years to 5-6 years. This will result in saving you thousands of hard earned dollars.

AmeriFirst maintains relationships with major creditors across the United States. Creditors participating in our debt consolidation program include: Citibank, Providian, HRS, HomeDepot, Sears, MBNA, Discover, American Express, GM Card, Wachovia, and many others.

Our credit counseling experts are able to consolidate any type of unsecured debt. Unsecured debts are accounts that have no tangible property attacked to them. These include: credit cards, medical bills, collection accounts, student loans, personal loans, utility bills, cellular phone bills and legal fees.

If you want to start saving money every month and free yourself from debt today then Get your Free Debt Consolidation Quote now! One of our trained counselors will be in touch with you within 48 hours to discuss your options and answer any questions you may have.